Financial Literacy: Money, Spending & Gerunds or Infinitives

Engage Intermediate (B1) ESL students with the essential language of money, spending, saving, and smart consumer choices. Financial Literacy: Money, Spending & Gerunds or Infinitives is a high-interest General English lesson that develops practical financial vocabulary while giving learners focused practice with gerunds and infinitives in meaningful, real-world contexts.

From comparing prices and managing expenses to buying secondhand items and repairing possessions, students explore the financial decisions people make every day. The lesson combines communicative speaking, reading, vocabulary, grammar, and video-based listening to build confidence for discussing personal finances clearly and naturally.

This multi-skill resource includes:

• Speaking & Financial Literacy: Thought-provoking discussion questions on spending habits, monthly expenses, saving money, cashless payments, secondhand shopping, and financial goals.

• Reading & Vocabulary: An engaging reading about changing consumer habits, resale shopping, repair culture, and value for money. Students build key money and spending vocabulary, including discount, refund, mortgage, debt, fare, receipt, bargain, and rip-off.

• Finance Verb Practice: A visual vocabulary activity covering useful financial actions such as borrow money, compare prices, invest money, earn a salary, save up, transfer money, and withdraw cash.

• Grammar Practice: A clear, structured guide to gerunds and infinitives. Students practise gerunds as subjects, after prepositions, and after verbs such as enjoy, avoid, and finish. They also learn infinitives after verbs such as want, need, hope, and plan, to express purpose, and after adjectives.

• Video & Listening: A TED-Ed “Right to Repair” video lesson exploring repair restrictions, electronic waste, planned obsolescence, and repair cafes. Includes comprehension questions and a follow-up speaking task on repairing, replacing, or buying used items.

• Teacher Materials: Student presentations, presentations with answers, printable PDFs, and a complete teacher’s answer key. Both British English and US English versions are included.

Exclusive Premium Features:

• Finance Fixers: A collaborative vocabulary challenge in which students match financial situations to key money and spending terms, then explain their choices.

• Gerunds & Infinitives: Find Someone Who: A lively class mingle in which students make true statements about classmates using target gerund and infinitive structures.

• Gerund & Infinitive: Pick, Speak, Win!: A cut-out card game for practising verbs followed by gerunds or infinitives through original spoken sentences.

• Comprehensive Homework Pack: Extra practice with finance vocabulary, gerunds and infinitives, sentence correction, and financial-literacy language for independent learning.